**FOR IMMEDIATE   RELEASE**

Caledonia Financial Group Announces the Formation of Scotland’s First AI, Blockchain, and Quantum Computing-Driven Digital Bank

Edinburgh, Scotland – 3 October 2024 – As the curtain draws close on yet another mainstream bank following the acquisition of Virgin Money by Nationwide, a bold new era of financial services is beginning in Scotland.

Revolutionary New Bank to Redefine Financial Services with Cutting-Edge Technology and Unprecedented Customer Empowerment

Caledonia Financial Group Ltd., a pioneering fintech company, proudly announces the start of formation of a new digital bank, poised to be Scotland’s first financial institution built from the ground up with AI, Blockchain, and Quantum Computing as core technologies. This groundbreaking approach promises to transform the Scottish and UK banking landscape with a vision of banking that prioritises innovation, security, and personalised services.

Radically Reimagining the World of Banking

The new bank, serving primarily the Scottish and UK market, will not be just another bank; we are radically reimagining the world of banking. From our use of advanced technologies to our customer-first philosophy, our mission is clear: to empower individuals and businesses to take control of their financial futures with unprecedented flexibility, security, and convenience.

Our offerings will include amongst others:

• Adaptive Banking: Banking services that adapt to each customer’s unique needs in real time, providing a personalised and seamless experience.
• Dynamic Pricing: Our pricing model is designed to respond dynamically to market conditions and customer behaviours, ensuring the most competitive and transparent rates.
• Innovative Products: We will introduce never-before-seen banking products that will delight and benefit customers, helping them achieve their financial goals with ease.

“We’re thrilled to introduce a new era of banking,” said Christian Sutherland, CEO at Caledonia Financial Group. “By leveraging AI, Blockchain, and Quantum Computing, we’re not just upgrading financial services – we’re fundamentally re-architecting them. At the heart of our mission is the idea of radically reimagining banking, enabling customers to have unprecedented control over their financial lives.”

Security and Innovation at the Core

In a world where cyber threats and financial fraud are ever-evolving, our bank will provide quantum-grade security. This level of protection, inspired by quantum computing, ensures that our customers’ data and assets are safeguarded with unparalleled measures. In addition, our quantum-inspired credit exposure management allows us to master credit risk in ways that were previously unimaginable, offering tailored financial products while maintaining robust risk oversight.

Our Adaptive ultra-lean operating model has been designed to continuously adapt to the changing regulatory environment, ensuring we remain agile, compliant, and efficient. This enables us to respond quickly to new rules and regulations, giving our customers confidence that they are always banking in a compliant and secure institution.

From Scotland. To the World.

Born in Scotland, our ambition is to build a bank that is grounded in the principles of trust, transparency, and innovation that the Scottish financial market is known for. While we will serve the Scottish market first, our vision extends far beyond – “From Scotland. To the World.” We aim to export our pioneering approach and technology-driven banking model globally in the future.

“We are bringing the best of Scottish financial tradition and combining it with cutting-edge technologies to build the bank of the future,” Richard Sutherland, COO, added. “With quantum-grade security, adaptive services, and dynamic pricing, we are not only rethinking what banking can be, but also empowering our customers to take control of their financial destinies.”

About Caledonia Financial Group Ltd.

Caledonia Financial Group Ltd. is a pioneering financial technology company based in Edinburgh, Scotland. Specializing in AI, Blockchain, and Quantum Computing solutions, we are dedicated to pushing the boundaries of what’s possible in financial services. Building a new digital bank is the latest expression of our commitment to innovation and customer empowerment.

For further information, media and investors inquiries please contact us at:

Investors-Media@caledoniafg.com